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To offer a little incentive to spreading the word about our best local mortgage services, we have our mortgage referral program.

The program is very simple: if you refer us to someone and we close the mortgage with them, then we will reward you with cash. Quick & Easy!

We know you don't have to do this, and referring us to a friend, colleague, or family member is the highest compliment our members can give us, which is why we want to thank you with a token of our gratitude.

With flexible products, personalized solutions and quick decisions, EKC wants to help your favourite people learn more about the better way to bank. We are excited to get to know your friends, family and colleagues as well!

It's Easy to Refer

Refer your favourite people to EKC by downloading the Mortgage Referral Card. Download the form and print it, then please bring to your local branch.

How Does EKC's Mortgage Referral Program Work?

Referring mortgages to EKC is easy. All you have to do is:

Fill in EKC's Mortgage Referral Program card (available at your branch or EKCCU.COM). When the mortgage is funded, EKC will send you $$$. A mortgage can often take a few months to fund as it depends on the members closing date. Check in with your friend or contact your local branch if you have questions!

  • $100,000 to $200,000: $250
  • $201,000 to $500,000: $350
  • Over $500,000: $500
  • Yearly cap on receiving referral fees: $5,000

* Referrers must be 19 and over. Members and non-members are eligible. Staff and immediate family are encouraged to refer but are not eligible for financial incentives.

What does your friend or associate get?

New EKC members who apply and have their new mortgage approved by January 31, 2023 and open an account with one payroll deposit (any deposit) or two auto-debits, will receive:

  • save over $400 in offers for account openings before January 31, 2023
  • one year operating account service charges waived – up to $20/month (personal) and 6 months for small business
  • up to $120 (personal) and $150 (small business) rebate on the annual fee on eligible Collabria Credit Cards (offers will change depending on current offers)
  • $100 KIS coupon for home insurance*

EKC members who apply and have their new mortgage approved by January 31, 2023 of $100,000, will receive:

  • $100 KIS coupon for home insurance*

* KIS Coupon – one coupon per member, offer not available for ICBC. auto, recreation, or travel products. Coupon has no cash value. Valid for one year after date of issue.