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​Borrowing built for your goals

At EKC, we save you money NOW – and in the future – by designing loans, lines of credit, and mortgages for your needs.

Financial Health Survey

​Lending calculators

​See how much you can afford to borrow and what your projected repayment schedule could look like. 

​Need help?

​Ask our friendly, knowledgeable staff. They'll be happy to help you find the right solution for your borrowing needs.

 

RRSP Loans

​If you have unused RRSP contribution room from previous years or you need to borrow a lump sum for just this year's contribution, EKC's RRSP loan can help you catch up and take advantage of the tax savings and investment growth opportunities of an RRSP.

 

​Why CreditMaster®?

​Local Decisions. Local Approvals. Local Money. 

All of our personal mortgages are available with our CreditMaster feature — a product designed by members to save you money NOW and in the future!  

  • Capitalize on the equity growth in your home, while avoiding future legal costs, and receive preferred pricing on future borrowing.

  • An unlimited number of loans with the flexibility of choosing your term length, open or closed, fixed or variable.

  • One-time registration and legal fees will save you time and money

 

Helpful resources

Boosting Your Credit Score

​Improving your credit rating is easy with these tips. 

​Demystifying Mortgages

​Find out the factors to consider when getting a mortgage. 

Using Your Credit Card

​Learn how to make the most of your credit card the right way. 

​Check out our Learning Centre

​Get helpful tips, free resources and more!

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