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Chequing Accounts

From accounts with low monthly fees, to accounts with unlimited transactions, we’ve got a chequing account that’s right for you!

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MasterPlan

Overview

Are you busy and need an account that can keep pace with you, without spending too much? Try MasterPlan.

Key Features
  • $11 monthly fee – waived if min. monthly balance >$3,000
  • 30 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone & online banking
  • FREE basic cheque order
  • Overdraft available OAC
Book an appointmentLEARN MORE

PlanPlus

Overview

Our plan for more active members includes all of the features of the MasterPlan account but has unlimited basic* transactions for $15 a month.

Key Features
  • $15 monthly fee – waived if min. monthly balance >$4,000
  • Unlimited basic* or electronic** transactions
  • FREE e-Transfers
  • FREE unlimited telephone & online banking
  • FREE basic cheque order
  • Overdraft available OAC
Book an appointmentLEARN MORE

ElectroLink

Overview

For members who prefer self-service transactions, the ElectroLink account provides an inexpensive alternative.

KEY FEATURES
  • $5 monthly fee – waived if min. monthly balance >$3,000
  • 50 electronic** transactions included
  • FREE e-Transfers
  • 3 FREE cheques, deposits, withdrawals or transfers in-branch per month
  • FREE unlimited telephone & online banking
  • Overdraft available OAC
Book an appointmentLEARN MORE
 

iGrow

Overview

The ‘must have’ account for ages 18 and under. From your first piggy-bank to your first job, the iGROW account grows with you to give you what you need when you are ready for it.

Key Features
  • No monthly fee
  • 50 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone & online banking
Book an appointmentLEARN MORE

iLearn

Overview

The ‘must have’ account for students receiving postsecondary education with NO monthly fee! You can bank online or on your phone. Apply for your own ATM or Cash Back Mastercard® OAC.

Key Features
  • No monthly fee
  • 50 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone banking & online banking 
  • 4 FREE Interac ATM withdrawals
  • FREE basic cheque order
  • FREE official cheques for education-related costs
  • Overdraft available OAC
  • Proof of enrollment required annually
Book an appointmentLEARN MORE

iPlan

Overview

A student line of credit (LOC) designed for you. It allows you access to your money and the flexibility to take out and pay back portions of your LOC whenever you want. 

Attention all students — we strongly advise that you first check out options for federal and provincial student loans.

Key Features
  • No monthly fee
  • Interest rate at EKC Prime
  • Interest-only payments for the entire time you’re in school or trade time – maximum 5 years
  • 6-month grace period after graduation before you are required to repay with a term loan
  • Maximum amortization time of 7 years
  • Maximum loan amount is $5,000 a semester, overall maximum is $40,000
  • Co-signer may be required
  • No age limitation
  • Cheque images returned
Book an appointmentLEARN MORE
 

Golden (60+)

Overview

Includes Golden Chequing, Golden MasterPlan, Golden MAXIMIZER, and Golden SuperSaver. Exclusively for members 60 years of age or better.

Key Features
  • No monthly fee
  • 40 basic* or electronic** transactions included
  • FREE bill payment in-branch
  • FREE basic cheque order
  • FREE official cheques
  • FREE unlimited telephone banking & online banking
  • FREE e-Transfers
  • 50% safety deposit box discount
  • Overdraft available OAC
Book an appointmentLEARN MORE
 

U.S. Chequing

Overview

Our U.S. Personal Chequing account offers access to U.S. dollars without the extra cost and hassle associated with currency exchange with the added convenience of writing U.S. cheques.

Key Features
  • No monthly fee
  • FREE teller deposits
  • FREE direct deposits
  • $1.00 withdrawals, cheques, transfers in-branch
  • FREE monthly e-statements
Book an appointmentLEARN MORE

​For more information on other service fees, take a look at our Other Service Fees Brochure. 

* Basic transactions include: withdrawals, cheques, transfers
** Electronic transactions include: EKC ATM, OTHER Canadian C.U. ATMs, Direct payment (POS), auto debits, transfers (ATM and online banking) 

 

​Need help?

Our team will be happy to help you find the right chequing account for your daily banking needs. 

Feel free to contact our Member Solutions Centre (MSC) for support.

Call: 1.866.960.6666

Email: msc@ekccu.com

​BOOK A CONVERSATION
 

Why choose EKC?

  • More local – EKC staff provide 100% of all approvals. This flexibility allows unique products and services based on member needs – just ask any personal or business member. 
  • Easy account set-up – You can open your account virtually, from the first meeting to signing the paperwork via electronic signature. 
  • Together through life – At EKC, we make sure you’re ready for each stage of your life with products and services that help you achieve your goals. 
  • You’re our bottom line – You own us, not the other way around. EKC shares profits with our members and communities via Patronage Rewards, dividends and more. 
  • Patronage Rewards - When EKC does well, our members share the profits. The more banking you do the more patronage rewards you earn. We give back money to you!. 
  • 100% deposit protection – At EKC, all depositors are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia. 
  • Excellent rates and low service charges –  EKC’s unique Community Bond has excellent rates with special redemption features. We offer great loans and mortgage solutions at competitive rates.
 

Ways to bank

​We know your time is precious. Enjoy the freedom to bank anywhere, anytime using your phone, computer, tablet or face-to-face at your local branch.

DISCOVER WAYS TO BANK
 

​Find the credit card for you

​From no fee to travel rewards, we have a full range of flexible credit card options at EKC. 

EXPLORE CREDIT CARDS
 

Helpful resources

​Building a Budget

​Keep your spending in check with these helpful tips. 

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​Saving Strategies

​See how paying yourself first helps you reach your goals. 

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Emergency Fund Bootcamp

​Learn to set up an emergency fund and protect your finances. 

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​Check out our Learning Centre

​Get helpful tips, free resources and more!

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StellerVista Credit Union, Formerly Operating as East Kootenay Community Credit Union.


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