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​Business Savings Programs

​Grow your business faster with business savings options built to support you at every stage of growth.


Community Bond


The Community Bond is EKC’s flagship savings product. It’s a secure investment with numerous benefits! 

Available in January and September offering very competitive rates.

  • Great Rates! - GIC, RRSP, RRIF, TFSA and RESP eligible
  • We Keep it Local - Money invested goes back to our community in the form of loans and mortgages
  • Flexible - Some bonds are redeemable allowing you access to your money if an opportunity or emergency arises
  • Health/Job Interruption Feature - No penalty if you need to redeem your investment for medical emergencies or job interruption (the entire investment must be redeemed, and it can usually be done the same day)
  • Depositors are 100% protected* by CUDIC 



There's nothing more satisfying than watching your business savings grow in a secure investment. EKC offers a full range of GICs, from short to long term, at highly competitive rates.

Key Features
  • Terms from 30 days to five years with interest rates guaranteed for the length of the term
  • Interest paid annually or at maturity and automatically credited to the account of choice
  • Redemption prior to 30 days – no interest paid. After 30 days – 2.25% penalty to a minimum rate paid on the deposit of 0%

Index-Linked Term Deposit


EKC's Peak Your Interest index-linked term deposit is an ideal option for you if you want to potentially earn greater returns from the stock market without risking your principal investment.

Key Features
  • Principal investment is guaranteed
  • RRSP, non-registered and TFSA eligible
  • 3 and 5-year terms (non-redeemable)
  • $1,000 minimum investment
  • No fees and commissions
  • 100% protected* by CUDIC

Mutual Funds


Benefit from holistic mutual fund advice to support your business goals.

Key Features
  • Personalized support based on your business goals, tolerance for investment risk and time frame
  • Clear guidance on the implications of the strategies and solutions recommended
  • Steady contact via email, mail or phone and regular in-person meetings to review your plan and portfolio
  • Holistic advice, always putting your business’ best interests first. 



Pay yourself first and accumulate more business savings! EKC's Accumulator makes it easy for you to save for any business goal.

Key Features
  • Earn a better rate of interest than a savings account, compounded and paid annually**
  • Monthly, semi-monthly, bi-weekly, or weekly payments automatically debited from your account (minimum $50.00 per month required)
  • Choose from a 1 to 5-year term, accumulating with an initial deposit or simply save as you go! You decide.
  • 100% protected* by CUDIC 

​Invest for your business however suits you best

Whether you prefer your business investments to be automated, self-managed or guided by experts, we have access to the solutions and services to support you.


​Protect your business against the unexpected with an insurance policy tailored to its needs.

​Take a look at our current, competitive interest rates for our investment solutions. 


Helpful resources

​Compound Interest 101

​Learn how compound interest helps maximize your money. 

​Understanding Investments

​Explore the different investment solutions you can use. 

​Trends in the Stock Market

​Find out more about stock market patterns. 

​Check out our Learning Centre

​Get helpful tips, free resources and more!

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​*B.C. Credit Union Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. 
**The periodic payment term is one (1) year only and expires prior to the first anniversary date of the Accumulator. No interest is payable if the Accumulator is redeemed prior to it reaching its full certificate value. If redeemed after the Accumulator reaches its full certificate value, it is then redeemable with the posted penalty rate at time of purchase. 
Mutual funds are offered through Qtrade Asset Management (a tradename of Credential Asset Management Inc)