Loan Rates
All rates are effective from the dates displayed below.
| 70th Anniversary Loan Special (Rates effective 2021-01-04)
|
Rates |
| rates starting at 3.99% no insurance or 2.99% with insurance |
2.99% |
- NO payments for 3 months
- NO interest for 3 months
- limited time only, offer can be withdrawn at anytime
- to be eligible for the offered rate, payments must come out of an EKC account with at least one direct deposit setup
- up to 7-year term and 7-year amortization
- can be secured or unsecured
- minimum loan amount: $5,000
- maximum loan amounts are per EKC’s policy limits
- Patronage Rewards eligible
- new funds only; no refinance
| Consumer Loans (Rates effective 2021-01-04)
|
Rates |
| 1 to 5 year terms |
7.25% |
| Motorized Vehicle Loans (Rates effective 2021-01-04)
|
Rates |
| 3 to 5 year terms |
4.99% |
* for 2018 models or newer
* some conditions apply
| Memberline Lines of Credit (Rates effective 2021-01-04)
|
Rates |
| Rates as low as Prime + 0.50% |
3.50% |
