Loan Rates

All rates are effective from the dates displayed below.

70th Anniversary Loan Special (Rates effective 2021-01-04) Rates
rates starting at 3.99% no insurance or 2.99% with insurance 2.99%
  • NO payments for 3 months
  • NO interest for 3 months
  • limited time only, offer can be withdrawn at anytime
  • to be eligible for the offered rate, payments must come out of an EKC account with at least one direct deposit setup
  • up to 7-year term and 7-year amortization
  • can be secured or unsecured
  • minimum loan amount: $5,000
  • maximum loan amounts are per EKC’s policy limits
  • Patronage Rewards eligible
  • new funds only; no refinance
Consumer Loans (Rates effective 2021-01-04) Rates
1 to 5 year terms 7.25%
Motorized Vehicle Loans (Rates effective 2021-01-04) Rates
3 to 5 year terms 4.99%

* for 2018 models or newer
* some conditions apply

Memberline Lines of Credit (Rates effective 2021-01-04) Rates
Rates as low as Prime + 0.50% 3.50%
 

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