Loan Rates

All rates are effective from the dates displayed below.

Consumer Loans (Rates effective 2016-04-01) Rates
1 to 5 year terms 7.25%
Spring Loan Special (for toys, consolidation or vehicles) Rates
3 to 5 year terms 4.99%
  • Minimum loan amount $1,000
  • Offer expires June 30, 2016, but may be withdrawn any time
  • Note: This promotional rate is not available for the refinancing of existing personal loans, unless it is part of a larger consolidation of debts. In that case a blended rate would be calculated based on the proportion of existing and new loan amounts.
Motorized Vehicle Loans (Rates effective 2016-04-01) Rates
3 to 5 year terms 4.99%

* for 2013 models or newer
* some conditions apply

Memberline Lines of Credit (Rates effective 2016-04-01) Rates
Rates as low as Prime + 1.00% 4.00%

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