Loan Rates

All rates are effective from the dates displayed below.

Consumer Loans (Rates effective 2016-04-01) Rates
1 to 5 year terms 7.25%
Spring Loan Special (for toys, consolidation or vehicles) Rates
3 to 5 year terms starting at… 4.99%
  • Minimum loan amount $1,000
  • Note: Offer expires June 30, 2017 but can be withdrawn any time, rate available on new personal loans only.
  • During the campaign period we are offering personal loans (for toys, consolidation or vehicles) at a rate starting at 4.99% for a three to five year fixed term. This rate includes a 0.75% discount for CUMIS life insurance and a 0.75% discount for CUMIS disability insurance. If no insurance is purchased, the loan rate would start at 6.49%
    Motorized Vehicle Loans (Rates effective 2016-04-01) Rates
    3 to 5 year terms 4.99%

    * for 2014 models or newer
    * some conditions apply

    Memberline Lines of Credit (Rates effective 2016-04-01) Rates
    Rates as low as Prime + 1.00% 4.00%

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