70th Anniversary Loan Special

  • NO payments for 3 months
  • NO interest for 3 months
  • limited time only, offer can be withdrawn at anytime
  • rates starting at 3.99% no insurance or 2.99% with insurance
  • to be eligible for the offered rate, payments must come out of an EKC account with at least one direct deposit setup
  • up to 7-year term and 7-year amortization
  • can be secured or unsecured
  • minimum loan amount: $5,000
  • maximum loan amounts are per EKC’s policy limits
  • Patronage Rewards eligible
  • new funds only; no refinance

Considering a change in your lending products?

EKC offers friendly, knowledgeable advice and information.
Please read lending agreements carefully. Ask questions or get clarifications before signing.

Cranbrook Elkford

Lindsey Zemek

Drew Dreger

Kyler Robertson

Nikolette Hennig

Darla Regier

Fernie Sparwood
Fahmi Turk
Stephonie Gordon


Everyone dreams about someday taking a vacation, buying a boat or completing some home renovations. At East Kootenay Community Credit Union (EKC) we want you to achieve your financial goals and we can provide the personal financing to help turn those dreams into realities!

Our personal loans offer competitive rates and flexible terms to suit your needs and your budget. Payment schedules can be weekly, bi-weekly, or monthly to meet your needs. We offer variable and fixed rates and no-penalty pre-payment options.


Preferred rates available on vehicles and RVs 3 years or newer with terms up to 10 years on new vehicles and up to 15 years on RVs, motorhomes and trailers. Vehicles also included are quads, boats, and motorcycles.

Be sure to call EKC before you go shopping for your next vehicle!


A consolidation loan could be right for you to help lower your monthly payments and put an end to high interest credit card bills. Consider a consolidation loan to manage your debt load.


Not enough funds to contribute to your RRSP? EKC offers you the loan you need in order to make your annual contribution or catch up on unused contribution room. Utilizing the full potential of an RRSP can be a smart financial strategy. We offer these at exceptional rates to help you with your retirement needs.

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