Online Loan Application

Online Loan Application – for Loans, Mortgages and Lines of Credit



EKC’s online loan, mortgage and line of credit application makes it easy to apply.

If you need professional and friendly advice to help you through this process contact your branch

Before you do, you may want to ask yourselves a few things:

  • How much can you afford?
  • How long do you want to have the loan or mortgage for?
  • What will your payments be?

Try the EKC Loan Calculator

Applying online is quick, easy, and your personal information will be safe.

Apply online

To complete the application, we recommend you have the following information available:

  • Your total income
  • Value of assets - properties, automobiles, savings or investments,
  • Value of liabilities - loans credit card balances and rent expense

About the Loan Application

  • The application can be used for loans, mortgage and a line of credit.
  • Interest rates are assigned to each product; however, a disclaimer lets members know the rate could change.
  • To be at least 19 years of age
  • Your current home addresses
  • A valid contact phone number
  • Details about any property you own
  • Information about what you owe
  • Social Insurance Number (optional)

After the first page, this drop down may appear. The member must say OK if this happens.

If you have applied for a loan previously through prolender then you will receive the following message:


  • If not, you will just proceed with the application as provided
  • Select loan, mortgage or line of credit and a rate will appear. Please note, if you go back and change from a mortgage to a loan, the rate may not change.

  • This disclaimer appears…

PLEASE BE ADVISED THAT THE PRODUCT INFORMATION USED TO CALCULATE THE LOAN PAYMENT IS FOR QUOTING PURPOSES ONLY AND IS NOT A DIRECT REFLECTION OF THE ACTUAL INTEREST RATES YOU MAY RECIEVE ONCE THE APPLICATION HAS BEEN PROCESSED. THE PAYMENT AMOUNT(S) PRESENTED, ARE ESTIMATED QUOTES.

  • Please indicate if you consent to the collection of personal information from your credit bureau report in order to determine your eligibility for credit?
  • Assets and liabilities are requested
    • If you rent you MUST include rent as a liability or the form will not complete.

  • To submit the application – click submit on the left-hand side.
Options exist on the right but they will not complete the application (this may be obvious to some).

  • Once submitted, you will be requested to read the General Agreement with Terms and Conditions
    • Must review and click ‘Accept’ at the bottom of the drop down for General Agreement…
  • Then the following will appear - check again that you accept the terms and condition and if the applicant wants a digital copy
 

Find Branch/ATM

Enter address, postal code or branch name