Lifestages

At EKC and EKC MoneyWorks, we provide the tools and information to help you achieve the bright financial future you've always dreamed of by supporting you in every stage of your life.

This section has some great information to help you along the way and prepare you for what's around the corner.

Take control of your financial future and come in and talk with us.




Everyone has their own IT – a down payment for your home, a vehicle, a stay-cation, travel, college or renovating. The sooner you start saving for IT the sooner you can make IT happen.

If your goal seems to be too big or too far away, try an EKC regular savings plan. Imagine your savings deducted at the source like taxes instead of one lump-sum payment at the end of the year.

EKC believes a Common Sense™ review with our staff can get you started and keep you on track. Make your IT happen with EKC!

Learn more here.

 


 

Is the best mortgage rate the best deal?

With home buying season heating up many people are looking to find the lowest rate. At EKC we urge buyers to look at more than just their interest rate.

Low rates seem like an attractive option and an easy choice. However, like everything in life, if the deal looks too good to be true, it probably is.

Not all mortgages are the same. As part of choosing the right mortgage, home buyers should always consider other aspects of their mortgage such as allowable prepayments, re-financing options and interest penalties.

Life changes can often cause reason to break a mortgage ahead of maturity. In fact, many Canadians break their mortgage within the first 3 years of their term. Low rate fixed-term mortgages usually come with many conditions, catches and clauses. If you don’t take the time to understand the fine print, your deal could easily turn into a very costly mistake. The excitement of an ultra-low rate mortgage will quickly fade when you discover you can’t make prepayments or are bound by heavy interest penalties for breaking the term ahead of maturity. In many instances, you may well be better off with a slightly higher rate on a mortgage that offers greater flexibility.

At EKC we will walk you through your options, compare EKC’s print to others ‘fine print’ and help you decide what is best for you.

We provide solutions to help save you money, advice so you can make the right decisions for you and we are there for you when you need us. That is why 97% of members would recommend EKC to their friends and family...it’s just Common Sense

Call or email Trena
250.919.3188 / 1.855.222.5789 toll free / tneid@ekccu.com



 



 


 

 


 

 



 

 


 

 

 


 

 


 

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