
Patronage Rewards
Patronage Rewards 2021

Patronage rewards have been paid as of November 1, 2021
Check your statement or contact your branch. This is a very important part of who we are and how we are different than the banks. Our ability to share our profits are very much dependent on our subsidiaries, KIS and MoneyWorks.
- Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
- Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
- Patronage Rewards calculated on month-end service charges will be on your November statement. If you would like the number in advance of the November statement, please contact your branch.
- Patronage Rewards $540,400
- Dividend on Shares $56,890
- Community Giving and 70th Anniversary $190,450
- money raised by staff $1,240
Patronage Rewards
Non-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 2.00%
- Deposit Interest earned 7.00%
- Rebate on Month End Service Charges 37.00%
- Posting dates started and finished in November, 2021
- Patronage Reward deposits will be effective dated as of November 1, 2021
The Local Loop at EKC
EKC is growing local prosperity
When you bank at EKC, profits are returned to your community and to you, the member, by way of patronage rewards and dividends.
It’s easy, the more you bank at EKC, the more money stays local, and in turn builds local prosperity.
- get into the loop…the local loop at EKC offering a better way to bank!
- over $5.5 million has been given back to Cranbrook and Elk Valley communities since 2000
Patronage Rewards 2020

Patronage rewards have been paid as of November 1, 2020
Check your statement or contact your branch. This is a very important part of who we are and how we are different than the banks. Our ability to share our profits are very much dependent on our subsidiaries, KIS and MoneyWorks.
- Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
- Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
- Patronage Rewards calculated on month-end service charges will be on your November statement. If you would like the number in advance of the November statement, please contact your branch.
Patronage Rewards
Non-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 0.50%
- Deposit Interest earned 1.10%
- Rebate on Month End Service Charges 10.00%
- Posting dates started and finished the first week of December
- Patronage Reward deposits will be effective dated as of November 1, 2020
Patronage Rewards 2019

Patronage rewards have been paid as of November 1, 2019
Check your statement or contact your branch. This is a very important part of who we are and how we are different than the banks. Our ability to share our profits are very much dependent on our subsidiaries, KIS and MoneyWorks.
- Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
- Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
- Patronage Rewards calculated on month-end service charges will be on your November statement. If you would like the number in advance of the November statement, please contact your branch.
- Patronage Reward $168,000
- dividend on Shares $85,000
- community giving $62,000
- money raised by staff $1,500
Over $316,500 has been given back last year!
Patronage RewardsNon-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 0.50%
- Deposit Interest earned 1.00%
- Rebate on Month End Service Charges 10.00%
- Posting dates started and finished the first week of December
- Patronage Reward deposits will be effective dated as of November 1, 2019
Patronage Rewards for 2018
Patronage rewards have been paid as of November 1, 2018.
Check your November statement or contact your branch. This is a very important part of who we are and how we are different than the banks. Our ability to share our profits are very much dependent on our subsidiaries, KIS and MoneyWorks.
- Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
- Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
- Patronage Rewards calculated on month-end service charges will be on your November statement. If you would like the number in advance of the November statement, please contact your branch.
- Patronage Reward $231,049
- Dividend on Shares $84,400
- Community Investment $88,196
- Money raised by staff $1,355
Over $405,000 has been given back last year!
Patronage RewardsNon-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 0.50%
- Deposit Interest earned 1.65%
- Rebate on Month End Service Charges 8.00%
- Posting dates started and finished the first week of December
- Patronage Reward deposits will be effective dated as of November 1, 2018
Patronage Rewards for 2017
Patronage rewards have been paid as of November 1, 2017.
Check you December statement or contact your branch. This is a very important part of who we are and how we are different than the banks. Our ability to share our profits are very much dependent on our subsidiaries, KIS and MoneyWorks.
- Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
- Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
- Patronage Rewards calculated on month-end service charges will be on your December statement. If you would like the number in advance of the December statement, please contact your branch.
- Patronage Reward total $149,500
- Dividend total $83,600
- Community Donations until October 31, 2017 $59,600
Over $292,000 has been given back last year!
Patronage RewardsNon-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 0.50%
- Deposit Interest earned 1.65%
- Rebate on Month End Service Charges 8.00%
- Posting dates started and finished the first week of December
- Patronage Reward deposits will be effective dated as of November 1, 2017
Patronage Rewards for 2016 Announced
Patronage Payment
- Patronage Reward total $60,000
- Dividend total $63,000
- Community Donations until October 31, 2016 $47,000
Over $170,000 has been given back last year!
- Members can check their e-Statement or paper statement (not MemberDirect)
Patronage Rewards
Non-registered deposit accounts are deposited into A shares account registered deposits accounts (RRSP, RRIF, LIF, and TFSA) are deposited into the registered savings account
- Loans, Mortgages and Lines of Credit 0.47%
- Deposit Interest 0.47%
- Rebate on Month End Service Charges 0.47%
Loans, Lines of Credit and Mortgages (including Commercial Loans)
- 0.47% on interest paid from November 1, 2015 to October 31, 2016
- $44,000 rewarded to our members by EKC
Deposits
- 0.47% on deposit interest earned from November 1, 2015 to October 31, 2016
- $13,000 rewarded to our members by EKC
Month End Service Charges
- 0.47% on month end service charges collected from November 1, 2015 to October 31, 2016
- $3,000 rewarded to our members by EKC
Postings
- Posting dates started soon
- Patronage Reward deposits will be effective dated as of November 1, 2016
Patronage Rewards calculated on any non registered deposit accounts will be deposited in your A shares.
Patronage Rewards calculated on registered accounts (RRSP/RRIF/LIF/TFSA) will be deposited to your registered savings accounts.
Patronage Rewards calculated on month-end service charges will be on your December statement. If you would like the number in advance of the December statement, please contact your branch.