Loans & Mortgages

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  • Important Changes to CMHC mortgages effective May 30, 2014

    Second Home/Vacation Property – CMHC will be limiting homeowner mortgage loan insurance to only one property (1-4 units) per borrower/co-borrower at any given time. Self-Employed Without 3rd Party Income Validation - Self-employed Canadians can still qualify for CMHC insured financing through CMHC homeowner products with a validation of their income using traditional methods. PDF 46 KB

  • Rent to Own

    Today’s low interest rates have encouraged many renters to become homeowners: the lower the mortgage rates, the lower the monthly payments. So what’s standing in your way? Limited down payment, blemished credit, new employment? Why not consider a rent to own option? PDF 224 KB

  • The CreditMaster Mortgage

    Unlocking the equity in your home with a readvanceable mortgage like the CreditMaster® mortgage gives you access to a number of borrowing options best suited to your specific needs. Essentially, this is the last mortgage you will ever need! PDF 215 KB


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