have access to most, if not all, Mutual Funds.
Make an appointment at your local branch today.

Community Bond
The Community Bond is East Kootenay Community Credit Union's flag ship product. It is a secure investment with HUGE Benefits!

• Great Rates!
• Flexible - The money invested by members into our bonds goes back to our community as it allows us to invest in mortgages.
• Covered by deposit insurance.
• Health Feature – No penalty if you need to redeem your investment for medical emergencies. You must redeem the entire bond but it can be done as quickly as in a few days. A physicians note is required.
• Some are redeemable allowing members access to their money if an opportunity or emergency arises.

RRSP Loans
When funds are not available there are benefits to borrowing to make your RRSP contribution.

• Catch Up Loan
  This is a great opportunity if you have RRSP contribution room and would like to make a substantial contribution to your RRSP's. Your loan can be amortized up to 10 years which helps keep your monthly payments low. Rates can float with prime, no payments until May 15th.
• Quick Loan
  Make no payments until May 2007! Loan based on 12 month term, interest decreases with balance over the year.

Accumulator
Pay yourself first and accumulate your wealth! EKCCU'S Accumulator can help you save money with the ease and flexibility of monthly, semi-monthly, bi-weekly, or weekly payments that are automatically debited from your EKCCU account. The Accumulator account earns a better rate of interest than a savings account. It's easy, and convenient. You choose your term, the amount you want to save, and when you want to make the payments and we'll do the rest. Choose from a 1 year term up to a 5 year term, with a minimum of $50.00 per month required. You can begin with an initial deposit, or simply save as you go, you choose! Interest is compounding and will be paid to you annually. The Accumulator works for you, giving you flexibility, convenience and great rates making it easier for you to save for things such as family vacations, taxes, RRSP payments, or even that down payment on your dream home. Why not name your Accumulator "Mexico, here I come!" This title will appear on your statement (paper and electronic) to help you stay motivated to acheive your goals. Visit or call any East Kootenay Community Credit Union for our current Accumulator rates.