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"I live in the East Kootenay.
By day I want to fish, kayak and bike. By night I will apply for my mortgage
with East Kootenay Community Credit Union, online.
Tomorrow I will start house hunting."
As the pace of our members'
lives changes, so does their need for convenient financial services. New
technology and a more competitive marketplace have created a new era in
financial services, and East Kootenay Community Credit Union is proud
to be in the forefront with its array of innovative products and services.
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Launch yourself
into a whole new world of convenience with the newest addition to our line
of electronic financial services. MemberDirect, our new internet
banking service, is now available to our members!!
- View account information and receive updated balances.
- Pay bills and set up future-dated bill payments.
- Add or remove bills. Hundreds of vendors available.
- Transfer funds between accounts within a membership or
to another members' account.
- Download statement information to 3rd party software
such as Intuit's Quicken, Money
or Quickbooks.
- ACCESS HyperWALLET
For more details click here!
What You Need to Get Started
- A personal access code. This code is the same as your
MemberLink (24 hour telephone banking) Personal Access Code.
If you are not currently set up on MemberLink visit any one
of our locations to get you started.
- Windows 95 or higher
- Internet Access. Explorer 5.0 or Netscape 4.0
- Browser that supports 128-bit encryption (available in
both Netscape Navigator/Communicator and Internet Explorer).
If you attempt to access our MemberDirect service without 128-bit
encryption you will be advised that you have weak encryption and will
not be able to proceed.
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many of your financial transactions from the comfort of your own home, or
any other location using a touch-tone phone with MemberLink, our
telephone home banking system. You can access account balances, transfer
funds between accounts, get statement items, and much more. Plus, you can
pay many of your bills by phone, saving time and money. |
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East
Kootenay Community Credit Union has a wide selection of Cards to choose
from...
   
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MemberCard®
The card that allows immediate and convenient access
to your East Kootenay Community Credit Union accounts via ATM or as a checkout
debit card.
- The Direct Payment card that allows you to pay for your
purchases directly from your Credit Union accounts
- Wide range of retailers honoring MemberCard
- Less waiting in line
- Instant acceptance
- Reduces the need for cash or cheques
- Canada-wide acceptance through Acculink, Interac, and
Exchange networks
- Lower service fee than cheque or in-Branch access
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MasterCard®
Gold Card
- Out of province/out of country Blue Cross insurance
- Collision damage waiver, personal accident and personal
effects insurance
- 24-hour medical assistance
- Travel insurance, cash transfer, ticket and documentation
replacement assistance
- Trip cancellation insurance up to $3000
- Legal assistance away from home
- 90-day purchase protection, extended manufacturers warranty
- Cash advances available worldwide
- No transaction fees, $96 annual fee for issuing Gold
Card
- Honored at over 14 million outlets worldwide Accepted
in over 165 countries
- Earn Choice Rewards points for travel
and merchandise
(this option available for a nominal fee)
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MasterCard® Platinum Card
The Platinum Class card is more flexible and provides
greater value than airline-affiliated programs such as AEROGOLD and AIR
MILES because Platinum offers the cardholder an opportunity to select
any airline, any travel time, and not be turned down due to black-out
periods.
Other features include:
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- Minimum credit limit of $7500
- Accidental death insurance
- Emergency legal insurance
- Collision damage waiver
- Purchase protection
- Extended warranty
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- Cash transfer/ticket/document replacement insurance
- Pre-trip assistance
- Delayed/lost luggage assistance
- Unexpected return home coverage
- Common carrier accident insurance
No transaction fees, $150 annual fee
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MasterCard®
Student Card
Students will be interested in this card product because
it offers them convenience, security and value. I also allows students the
oportunity to start building a credit history.
The features of this card include: |
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- No annual fee
- Special credit adjudication criteria
- maximum credit limit of $1,000
- Extended warranty
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- Purchase protection
- Common carrier accident insurance
- Master readassist
- "Take 5" 5% travel rebate program
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MasterCard®
Credit Card |
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- Emergency purchases or cash
- Strategic short-term credit
- Flexibility of a 21-day float
- Cash advances available worldwide
- Low rates on outstanding balances
- No transaction fees
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- $100,000 insurance if common carrier tickets purchased
with your card
- No fee for issuing card
- Honored at over 14 million outlets worldwide
- Accepted in over 165 countries
- Earn Choice Rewards points for travel and merchandise
(this option available for a nominal fee)
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MasterCard® Global Payment
- Convenient access to member's own chequing account wherever
MasterCard is accepted
- Free purchase protection, which insures most items you
buy with the card for 90 days against damage or theft
- Free Extended Warranty, which adds up to one full year
on the original manufacturer's warranty on many items you buy with the
card
- Free $1,000 Accidental Death Insurance
- Free $100,000 Travel Accident Insurance if common carrier
tickets are purchased with your card
- No fee for issuing card
- Honored at over 14 million outlets worldwide
- Accepted in over 165 countries
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